Capital Advisors, Ltd.

Since 1991 Capital Advisors, Ltd. has been serving as an accessible and proactive point-of-contact for our clients'​ wealth management needs to deliver the insight essential for making more informed decisions. We have over 230 years of cumulative experience with an average tenure of 16 years, and a total of 16 industry credentials. Acting as financial counsel, we are dedicated to the Financial Planning Process, helping business owners and successful families and individuals gain perspective, vision, and discipline while reaching consensus among all of their advisors. This produces a fully integrated and comprehensive look at a client's financial affairs, well-defined objectives, and mutually agreed upon plans that may help achieve a more successful outcome. Our investment management strategy finds its roots in the financial planning process as we tailor investment portfolios to meet our client's specific facts, risk tolerance, strategy preference and where appropriate integrated into CFM Horizon. Additionally, we employ a strategic and tactical approach that helps to minimize emotion and prudently manages assets to increase the probability of meeting a client's long-term financial goals. In addition to Cash Flow Modeling and Investment Planning, we offer the following wealth management services to meet our clients' financial planning needs: Estate Planning, Personal Retirement Planning, Corporate Executive/ Corporate Retirement Planning, Business Succession Planning, Insurance Management, & Private Investment Analysis. Advisory services offered through Capital Advisors, Ltd., LLC, Capital Analysts, or Lincoln Investment, Registered Investment Advisers. Securities offered through Lincoln Investment, Broker Dealer, Member FINRA/SIPC. www.lincolninvestment.com. Capital Advisors, Ltd., LLC and the above named firms are independent, and non-affiliated. Tax services are not offered through, or supervised by Lincoln Investment, or Capital Analysts.

CFA Society Cleveland

The CFA Society Cleveland, formerly The Cleveland Society of Security Analysts, was founded in 1950 and provides investment-related programs and services to its Northeast Ohio-based membership. The CFA Society Cleveland has approximately 500 members, and is a member society of CFA Institute, formerly the Association for Investment Management and Research (AIMR). AIMR was formed in January 1990 as a combination of the Financial Analysts Federation, founded in 1947, and the Institute of Chartered Financial Analysts, and was renamed CFA Institute in 2004. CFA Institute currently represents more than 130,000 members, who include the world's 120,000 CFA charterholders, in 140 countries and territories. The mission of CFA Society Cleveland is to promote professional development, ethics, and awareness through outreach to and engagement with the financial community.

Westlund Consulting, LLC

When you need an experienced, unbiased, objective advocate to help you negotiate for critical bank products and services, need bank advice to help you increase your business or personal cash flow, or help you spend less time managing your bank relationship(s), you will be interested in working with Westlund Consulting, LLC. Westlund Consulting provides small businesses and consumers with unbiased and objective financial relationship management and advocacy, and also provides project management and lean management consulting. We specialize in bridging customers to banks, and banks to customers, which allows you to spend less time managing your banking, and more time running your business! Westlund Consulting gives you peace-of-mind and takes the hassle out of your banking by providing practical solutions based on internal bank knowledge, rooted in 20+ years of bank management experience in 4 different states. Additionally, Westlund Consulting delivers unparalleled customer service - we make house calls during the work day, but also after-hours, as well as on week-ends! In short, we bring the bank to you and your business at a time and place that is convenient to you, not the bank! To make an appointment for a FREE consultation, please contact: Glen Westlund, President, CLSSBB Cell: 216-650-4209 E-mail: [email protected]

Transcap

Transcap was founded with a simple idea: To give trucking companies the fast, easy cash flow they need to succeed. We deliver freight factoring and alternative funding solutions designed to support owner-operators and fleets across the U.S. Unlike other factoring providers, Transcap delivers same-day funding with no hidden fees, volume requirements, strict credit restrictions or long-term commitments. To learn more about Transcap’s funding options, become part of the company’s preferred partner network or earn competitive commissions for deal referrals, visit Transcap.com.

Union Capital Mortgage Corporation

Headquartered in Mentor, Ohio, Union Capital Mortgage has served the residential mortgage lending needs of Northeast Ohioans for more than a decade. Since its incorporation in October 1995 by Ron Szuch, Union Capital has steadily built a reputation for providing savvy financing solutions and superior customer service. At Union Capital, we know mortgages. It's what we do. More specifically, it's all we do. In today's market, consumers can choose a mortgage lender that also peddles auto loans and insurance products. Or they can choose a mortgage specialist like Union Capital. Since 1995, customers have chosen us to originate more than $1 billion in residential home mortgages. Union Capital's employees have a combined 114 years of experience in the mortgage lending industry. We're knowledgeable, accessible and friendly. In fact, most of our customers do repeat business with us. If you want the best product for your needs and the highest-quality service, come to Union Capital. You may never have to look for another mortgage lender again. Union Capital Mortgage Corporation has the expertise to assist you in your residential lending needs. We have the resources to complete mortgage loans for starter homes to multi-million dollar estates for most credit situations. Union Capital, an Ohio Mortgage Bank, has the professional staff, technology and systems in place to expedite the mortgage application - approval process. This will generate the funding of your loan in the shortest time possible. Our loan pricing and interest rates are extremely competitive!