J.M. Wilson

Founded in 1920, J.M. Wilson is a Managing General Agency and Surplus Lines Broker providing independent insurance agents with access to a variety of standard and specialty markets for commercial transportation, P&C, brokerage, professional liability, personal lines and surety.

Kapnick Insurance

Kapnick Insurance Group is an independent insurance brokerage dedicated to providing the best corporate risk, personal insurance, employee benefits, risk management, and financial strategy solutions to their clients across the US and internationally. We simplify the complex. We innovate. We partner. Our consultants and industry experts empower our clients with the strength, knowledge, and direction they need to minimize and manage risks in order to reduce costs.

lighthouse group

Alera Group, formerly Lighthouse Group is a full-service insurance agency, offering comprehensive solutions in personal protection, commercial insurance, and employee benefits. Our team offers innovative, custom support based on authentic relationships and a deep understanding Michigan’s insurance industry. With cost-sharing options, in-house risk management and claims support, and extensive data analytics, Lighthouse Group empowers you to work confidently, hire confidently, grow confidently, and, ultimately, live confidently.

audionet america

AudioNet America is a Hearing Benefit Manager & Administrator with one goal: take care of members and achieve the best outcomes. Unlike retail-discount competitors, AudioNet is a Hearing Benefit Manager (HBM) with an “Audiologist Only” network, working with over 3,000 Audiologists and guaranteeing over 90% Access Standards. Our plan design is all-inclusive and our pre-negotiated pricing structure eliminates balance billing from in-network providers. AudioNet works with Medicare Advantage, Medicaid, Commercial Groups, Health Plans and TPAs to offer a Managed Care Model to the hearing industry. EMPLOYERS & UNIONS: You should expect savings and improved outcomes from your hearing benefits, just as you do with your health plan—and AudioNet delivers just that. As a Hearing Benefit Manager, AudioNet provides an unmatched hearing benefit program. Our competitors may sound like us, but they only offer device discounts and prioritize sales over care. HEALTH PLANS: You are committed to providing clients and members the highest quality benefits at the best cost. Our Managed Care Model and experience with government entities and health plans allows us to save clients an average of 50% on costs. Unlike competitors, AudioNet focuses on regulation, compliance and reporting, including Medicare and Medicaid Services (CMS). AudioNet continuously monitors product quality, provider performance, and member satisfaction to ensure the highest quality service for clients and members. AGENTS AND CONSULTANTS: As a Hearing Benefit Manager with over 35 years serving clients of all sizes, industries and regulatory levels, we have become the most trusted hearing benefits partner in the industry. We provide you and your clients with savings opportunities and a support team to assist you with sales, implementation and ongoing service for happy clients and steady business growth.

Cherokee Insurance Company

For over 25 years, Cherokee Insurance Company has protected transportation businesses with our broad range of property and casualty insurance products. Cherokee is currently licensed by 47 states and the United States Department of Treasury. In addition, Cherokee’s Canada Branch has Canadian federal and provincial insurance authorities. Since 2010, Cherokee’s A.M. Best Company rating has been “A” (Excellent); our “A” rating is an independent opinion of Cherokee’s financial strength and ability to meet its ongoing insurance obligations. Cherokee currently manages over three quarters of a billion dollars of invested assets and writes over a quarter billion dollars of premiums annually.